Lending programs / Transaction review
Construction & Development
A transaction review for ground-up construction and development projects with a documented budget, approvals, and completion strategy.
Program overview
Review the project from the ground up.
A construction request must connect the site, permitted scope, total project budget, sponsor capacity, and proposed exit. We review approvals, the construction team, contingencies, and completion assumptions before considering a financing structure.
Common financing scenarios
- Ground-up investment-property construction
- A documented development project and site plan
- An approved project with a supportable completion and repayment strategy
Underwriting review
| Collateral review | Site value, approvals, project budget, sponsor equity, contractor capacity, contingencies, and completion risk. |
|---|---|
| Loan amount & leverage | Determined after reviewing property value, existing debt, borrower equity, and the funding source’s requirements. |
| Rate & points | Quoted for the individual transaction. Pricing depends on structure, leverage, property profile, and funding acceptance. |
| Loan term | Structured around the business plan and repayment timeline, subject to the capital provider’s criteria. |
| Closing conditions | Valuation, title, insurance, entity or borrower documentation, and other conditions identified during review. |
Information to prepare
- Site summary and ownership or acquisition details
- Plans, approvals, permits, and construction schedule
- Detailed project budget, contingencies, and valuation support
- Sponsor experience, contractor information, and available equity
- Proposed exit strategy and timeline
These are initial review criteria, not an exhaustive checklist. Additional requirements depend on the property, borrower, purpose, and funding source. Availability and terms are not guaranteed.
Let’s review your next transaction.
Start with the property, the financing need, and your exit strategy.