Real estate security.
A personal approach.
Explore trust deed investment opportunities with Silver Bay Funding. Start with a conversation about your objectives, then review the property, loan structure, and risks of each opportunity.
A different way to participate in real estate.
Trust deed investing involves providing capital for a real estate loan secured by a deed of trust on a property. The investor’s rights, lien position, payment terms, and repayment provisions are established in the transaction documents.
Silver Bay Funding originates, underwrites, and arranges private real estate financing. We work with individual trust deed investors, participating investors, and private lending relationships to match suitable capital with a transaction’s financing needs.
Investment structures may include an investor funding an entire loan or participating in a documented transaction. The available structure and Silver Bay’s role are explained before an investor makes a commitment.
A relationship built around informed decisions.
We focus on the property, the proposed financing, and the information investors need to evaluate a transaction.
Understand the collateral.
Our review considers the property, its use and value, the proposed leverage, and the borrower’s plan for repayment.
Know your position.
Loan terms, transaction roles, fees, and investor rights are addressed in the applicable documentation.
Stay connected.
We coordinate the review, documentation, and escrow process and discuss servicing arrangements for each transaction.
From introduction to transaction review.
Tell us your objectives.
Discuss your experience, preferred property types, investment horizon, and questions with our team.
Evaluate an opportunity.
Review the available property and borrower information, proposed terms, fees, collateral position, and exit strategy. Ask questions and consult your advisers.
Make an informed decision.
If you elect to proceed and applicable requirements are satisfied, the transaction moves through its documentation and escrow process.
Payment collection, reporting, maturity, and payoff procedures depend on the transaction’s servicing arrangements and signed documents. Opportunities are subject to availability and investor eligibility.
Start with clarity.
Our team can discuss the available structures and provide transaction-specific information.
Can I invest in an entire loan or participate with others?
Silver Bay works with individual trust deed investors and investor participation structures. Availability, ownership, and investor rights depend on the specific transaction and its documents.
What returns, terms, and minimums are available?
Rates, loan terms, minimum investment amounts, fees, and payment schedules vary by transaction. These details are provided for review when an appropriate opportunity is available. Returns are not guaranteed.
Is an investment secured by real estate risk-free?
No. Risks include borrower default, declining property values, delayed payments, illiquidity, and enforcement costs. Investors may lose some or all of their capital, and repayment may take longer than anticipated.
Does submitting an inquiry commit me to invest?
No. The form starts a conversation. It does not reserve an opportunity, establish eligibility, or create an investment commitment.
Let’s discuss your investment interests.
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