Lending programs / Transaction review
Bridge Financing
A short-term financing review for acquisitions, refinance needs, and property transitions with a defined exit strategy.
Program overview
Capital for the next phase.
A bridge request should show why financing is needed now, how the property supports the loan, and how repayment will occur. We assess the current collateral and the plan for moving to a sale, refinance, or another documented exit.
Common financing scenarios
- Investment-property acquisition
- Refinance of existing property debt
- A transition before sale or longer-term financing
Underwriting review
| Collateral review | Current value, marketability, lien position, borrower liquidity, and a credible exit. |
|---|---|
| Loan amount & leverage | Determined after reviewing property value, existing debt, borrower equity, and the funding source’s requirements. |
| Rate & points | Quoted for the individual transaction. Pricing depends on structure, leverage, property profile, and funding acceptance. |
| Loan term | Structured around the business plan and repayment timeline, subject to the capital provider’s criteria. |
| Closing conditions | Valuation, title, insurance, entity or borrower documentation, and other conditions identified during review. |
Information to prepare
- Property summary and current condition
- Purchase agreement or current debt statement
- Support for estimated as-is value
- Borrower experience and available equity
- Proposed exit strategy and timeline
These are initial review criteria, not an exhaustive checklist. Additional requirements depend on the property, borrower, purpose, and funding source. Availability and terms are not guaranteed.
Let’s review your next transaction.
Start with the property, the financing need, and your exit strategy.