Lending programs / Transaction review
Commercial Real Estate Financing
A tailored review for commercial, mixed-use, and other real estate collateral with clearly documented financing needs.
Program overview
A closer look at complex transactions.
Commercial financing requires a clear understanding of the property’s use, occupancy, cash flow, marketability, and operating risks. We evaluate the collateral alongside the requested structure, existing debt, and proposed repayment plan.
Common financing scenarios
- Commercial or mixed-use property acquisition
- Refinance of existing property debt
- A collateral-backed business or property financing need
Underwriting review
| Collateral review | Marketability, permitted use, occupancy, cash flow, operating risk, lien position, and repayment. |
|---|---|
| Loan amount & leverage | Determined after reviewing property value, existing debt, borrower equity, and the funding source’s requirements. |
| Rate & points | Quoted for the individual transaction. Pricing depends on structure, leverage, property profile, and funding acceptance. |
| Loan term | Structured around the business plan and repayment timeline, subject to the capital provider’s criteria. |
| Closing conditions | Valuation, title, insurance, entity or borrower documentation, and other conditions identified during review. |
Information to prepare
- Property summary, occupancy, and permitted use
- Leases and an operating or financial summary
- Existing debt and available valuation information
- Borrower or entity information and available equity
- Proposed exit strategy and timeline
These are initial review criteria, not an exhaustive checklist. Additional requirements depend on the property, borrower, purpose, and funding source. Availability and terms are not guaranteed.
Let’s review your next transaction.
Start with the property, the financing need, and your exit strategy.