Silver Bay Funding

Terms of Use

Effective date: October 9, 2026

These Terms of Use describe the conditions for using silverbayfunding.com, operated by Silver Bay Funding Corp. (“Silver Bay Funding,” “we,” “us,” or “our”). They apply to this website and its informational content. Separate signed agreements and transaction documents govern any financing, investment, servicing, or other business relationship.

Website information

The website provides general information about Silver Bay Funding and real estate financing and investment matters. Content may change and may not address the facts or requirements of your particular transaction.

Website content is not legal, tax, accounting, or personalized investment advice. Consult your own qualified advisers when evaluating a loan, investment, or other transaction.

Financing inquiries

Loan programs and examples are informational. Rates, fees, leverage, loan amounts, terms, property eligibility, and availability vary by transaction and funding source.

Financing is subject to underwriting, collateral review, investor or lender acceptance, applicable requirements, and final documentation. A website inquiry, discussion, or preliminary indication is not an approval, rate lock, commitment to lend, or promise of closing within a particular period.

Silver Bay Funding originates and arranges real estate financing through individual trust deed investors, investor participation, and private lending relationships. Our role and the funding source are identified for each transaction.

Investor information

The website is not an offer to sell securities or a solicitation to purchase securities or make an investment. Any actual opportunity is subject to applicable requirements, investor eligibility, and transaction-specific documents and disclosures.

Submitting an investor inquiry does not reserve an opportunity, establish suitability or eligibility, or create an investment commitment. Do not transfer funds or rely on website content as the sole basis for an investment decision.

Real estate security does not guarantee repayment. Investment risks may include borrower default, loss of capital, declining collateral value, delayed payments, illiquidity, and enforcement costs. Past results and examples do not predict future performance.

Inquiry forms and communications

Provide accurate information and only information you are authorized to disclose. Initial website forms are intended to begin a conversation. They are not complete loan applications or investment subscription documents and do not authorize credit inquiries.

Do not submit Social Security numbers, bank account numbers, identification documents, tax returns, passwords, or other sensitive records through initial inquiry forms. Contact us to arrange an appropriate submission method when additional documents are requested.

Submitting a form allows us to respond about that inquiry. It does not by itself provide consent to automated marketing calls, marketing texts, or unrelated promotional communications.

Information handling is described in our Privacy Policy.

Permitted use

You may view and use the website for lawful personal or business evaluation of our services. You must not:

Submit fraudulent, misleading, unlawful, or unauthorized information.
Attempt to obtain unauthorized access to systems, accounts, or nonpublic information.
Introduce malicious code, interfere with website operation, or evade security measures.
Use the website to harass others, impersonate another person, or infringe another party's rights.
Copy or use website content in a way that violates applicable intellectual property rights.

Intellectual property

Website text, branding, graphics, layouts, and other materials are owned by Silver Bay Funding or used under applicable permissions or licenses. You may view, download, or print reasonable portions for your own evaluation of our services. Further reproduction, redistribution, or commercial use requires permission from the applicable rights holder, except where otherwise permitted by law.

External links

Links to third-party websites are provided for convenience. We do not control their content, availability, security, or services. Your dealings with third parties are governed by their applicable agreements and policies.

Availability and accuracy

We aim to provide useful information, but do not guarantee that the website will be uninterrupted, error-free, or fully current. Please confirm transaction-specific information directly with our team before relying on it.

To the extent permitted by applicable law, the website and its general informational content are provided “as is” and “as available,” without warranties concerning website availability, completeness, or fitness for a particular purpose.

Nothing in these Terms excludes liability that cannot lawfully be excluded, waives statutory rights, or limits obligations under separate signed agreements.

Changes

We may update website content and these Terms. Updated Terms will be posted here with a revised effective date. Changes do not retroactively alter signed transaction documents or eliminate accrued rights. Additional notice or agreement will be obtained where required.

Governing law

These Terms are governed by applicable California law and controlling federal law, without limiting protections that applicable law requires. If a provision is unenforceable, the remaining provisions continue to apply to the extent permitted by law.

Contact and licensing

Silver Bay Funding Corp.
5857 Pine Ave, Suite B
Chino Hills, CA 91709

Email: admin@silverbayfunding.com
Alternate email: silverbayfunding@gmail.com
Telephone: (909) 468-1234

DRE# 02012371 | NMLS# 1571506