Privacy Policy
Effective date: October 9, 2026
Silver Bay Funding Corp. (“Silver Bay Funding,” “we,” “us,” or “our”) respects your privacy. This policy describes how we collect, use, and disclose information through silverbayfunding.com and when you contact us about our real estate financing services or investment opportunities.
This policy covers our website and initial inquiries. If you proceed with a loan, investment, or other transaction, additional privacy notices, authorizations, and transaction documents may apply. This policy does not replace notices or rights required by applicable financial privacy or other laws.
Information you provide
We collect information you choose to submit through our forms, by email, by telephone, or through other communications, including:
- Your name, email address, telephone number, and any business or contact details you provide.
- Information about a property and proposed financing, such as property location, property type, requested loan amount, loan purpose, business plan, and repayment strategy.
- For investor inquiries, your stated investment interests, trust deed investing experience, preferred property types, and questions.
- The contents of your messages and records of our communications.
Please do not send Social Security numbers, account numbers, identification documents, tax returns, passwords, or confidential financial records through the website's initial inquiry forms. If additional documentation is needed, contact our team to arrange an appropriate submission method.
If you provide information about another person, provide only information you are authorized to disclose.
Technical information and cookies
Our website, hosting provider, and technical service providers may process information needed to deliver and protect the website, such as IP address, browser and device information, pages requested, request times, and security or server logs.
Cookies or similar technologies may be used for website functionality, security, and administrator login sessions. We do not use the website to conduct behavioral advertising or track visitors across unrelated websites.
You can manage cookies through your browser settings. Blocking cookies may affect some website functions. Our website does not change its operation in response to a browser's “Do Not Track” signal. This statement does not limit any obligation to honor legally required opt-out signals.
Third-party websites reached through links on our site may use their own cookies and collect information under their own policies.
How we use information
We use information to:
- Respond to inquiries and communicate with you.
- Review proposed financing, property information, and investment interests.
- Identify and coordinate potential financing arrangements and appropriate transaction participants.
- Prepare and administer transactions if you choose to proceed.
- Operate, maintain, troubleshoot, and protect the website and our business systems.
- Maintain business records, comply with legal and regulatory obligations, and address disputes or suspected fraud.
Submitting an inquiry does not authorize a credit inquiry, enroll you in a marketing program, establish investor eligibility, or create a commitment to lend or invest. Separate authorizations or documents may be required.
How we disclose information
Depending on your inquiry and the transaction, we may disclose relevant information to:
- Service providers: Website hosting, email delivery, software, communications, technical support, and other providers that help operate our business.
- Funding sources and transaction participants: Private lenders, potential trust deed investors or participating investors, brokers, and others involved in evaluating or arranging requested financing.
- Professional and closing providers: Escrow and title companies, appraisers, loan servicers, attorneys, accountants, and other advisers or providers involved in a transaction.
- Authorities and other parties when legally appropriate: To meet legal obligations, respond to lawful requests, protect rights and safety, investigate fraud, or resolve disputes.
- Other recipients at your direction: When you request or authorize a disclosure.
Information disclosed for a financing or investment review is subject to applicable law and any required notices or authorizations. This policy does not give us permission to make disclosures that require a separate authorization or opt-out opportunity.
Retention
We retain information for the purposes described in this policy, including responding to inquiries, administering transactions, satisfying legal and regulatory recordkeeping requirements, and resolving disputes.
Retention depends on the information's nature, the relationship or transaction, applicable obligations, and whether the information is needed for a legitimate business purpose. Information in backups may remain until those backups are replaced or expire.
Privacy requests and communications
To ask about our privacy practices, request access to or correction of information you provided, or request deletion, contact us using the details below. We may need to verify your identity before responding. Do not send identity documents or sensitive account information unless we provide an appropriate method.
We will respond in accordance with applicable law. Some information may need to be retained for legal, regulatory, transaction, security, or dispute-related purposes. Your statutory rights, where applicable, are not limited by this policy.
You may ask us to stop optional promotional communications. We may still communicate about an active inquiry, transaction, legal obligation, or necessary service matter.
Security
No website, email system, or method of electronic transmission or storage can be guaranteed completely secure. Please use care when sending information and contact us to arrange submission of sensitive documents. If you believe information submitted to us has been compromised, notify us promptly.
Children
Our website and services are intended for adults and are not directed to children under 18. If you believe a child has submitted personal information to us, contact us so we can review and address the matter.
Other websites
Links to outside websites do not mean we control or endorse their privacy practices. Review the policies of those websites before providing information.
Changes to this policy
We may update this policy as our website, services, practices, or legal obligations change. We will post the updated policy here with a revised effective date. For material changes, we will provide additional notice or obtain consent when required by law.
Contact us
Silver Bay Funding Corp.
5857 Pine Ave, Suite B
Chino Hills, CA 91709
Email: admin@silverbayfunding.com
Alternate email: silverbayfunding@gmail.com
Telephone: (909) 468-1234
Please use “Privacy Request” in the subject line of privacy-related emails.
DRE# 02012371 | NMLS# 1571506