Lending programs / Transaction review
Investment Property Financing
Financing review for income-producing real estate, rental-property acquisitions, and investment-property transitions.
Program overview
Financing aligned with your property plan.
An investment-property request starts with the real estate, its occupancy and income, and the borrower’s plan. We review operating assumptions, existing obligations, available equity, and the proposed repayment strategy.
Common financing scenarios
- Acquisition of a rental or other investment property
- Refinance of existing property debt
- An investment-property transition with a documented repayment plan
Underwriting review
| Collateral review | Property value, occupancy, rental income, operating expenses, borrower liquidity, and repayment strategy. |
|---|---|
| Loan amount & leverage | Determined after reviewing property value, existing debt, borrower equity, and the funding source’s requirements. |
| Rate & points | Quoted for the individual transaction. Pricing depends on structure, leverage, property profile, and funding acceptance. |
| Loan term | Structured around the business plan and repayment timeline, subject to the capital provider’s criteria. |
| Closing conditions | Valuation, title, insurance, entity or borrower documentation, and other conditions identified during review. |
Information to prepare
- Property summary, ownership, and occupancy
- Rent roll, leases, and operating expenses
- Current debt and support for property value
- Borrower experience, equity, and available funds
- Proposed exit strategy and timeline
These are initial review criteria, not an exhaustive checklist. Additional requirements depend on the property, borrower, purpose, and funding source. Availability and terms are not guaranteed.
Let’s review your next transaction.
Start with the property, the financing need, and your exit strategy.